论文部分内容阅读
非金融企业间借贷是目前我国中小民营企业解决“融资难”的重要途径,但其合同效力却大多被司法机关认定为无效。这一做法不仅在判决理由上难以成立,而且在当前的市场条件下,无法有效引导民间资本的优化配置。立法者在重构法律规制模式时,应当有选择地借鉴发达国家、地区的先进制度,在尊重非金融企业间借贷之契约治理机制的前提下,引入政府适度监管,优化法律制度设计,形成科学有效的法律规制方法。
Non-financial inter-enterprise lending is an important way for small and medium private enterprises in our country to solve “financing difficulties ”. However, most of their contracts are invalidated by the judiciary. This approach is not only difficult to establish in the judgment grounds, but also can not effectively guide the optimal allocation of private capital under the current market conditions. When reconstructing the mode of legal regulation, legislators should selectively learn from the advanced systems of developed countries and regions and introduce the government’s moderate supervision and optimization of legal system design to form a scientific system under the premise of respecting the contractual governance mechanism of lending to non-financial enterprises Effective legal regulation method.