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农村土地承包经营权抵押贷款是指金融机构向具有合法承贷主体资格的土地承包经营权、使用权人发放的,以依法取得的土地承包经营权附带地上种养物作为抵押而发放的贷款。2009年3月人民银行和银监会联合下发的《关于进一步加强信贷结构调整,促进国民经济平稳较快发展的指导意见》明确提出,“有条件的地方可以探索开办土地经营权抵押贷款”。结合博州辖区农村土地流转快速推进,承包数百亩、上千亩土地的种养“大户”越来
Rural land contractual management right mortgage loan refers to the loan issued by the financial institution to the land contracting management right, the right holder of the right to use the land, which is acquired by the financial institution according to the law, and the mortgage of the above-ground seedling attached to the land contractual management right obtained as the law. In March 2009, the Guiding Opinions on Further Strengthening the Adjustment of Credit Structure and Promoting the Steady and Rapid Development of National Economy were jointly promulgated by the People’s Bank of China and the China Banking Regulatory Commission. It states clearly that “Where conditions permit, we can explore how to start a land management right mortgage loan” . Bozhou area combined with the rapid transfer of land in rural areas, the contractor of hundreds of acres, acres of land for planting and breeding “big ” more and more