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如果你是一位用按揭贷款买房的客户,在签订的购房合同中,约定的几种情形下,可以解除购房合同并退房退款。例如, 如果房屋质量不合格,买家可以退房;如果交房逾期达一定时间可以退房,或开发商的某些承诺无法兑现可以退房,等等。当你顺利得到了贷款,各项手续也都办齐,但开发商这边出现了较严重的问题,例如房屋建筑质量不合格。那么在你已经取得了贷款的情况下,还能退房吗?如果退房,你的贷款怎么办?你为房屋购买的保险怎么办?
If you are a mortgage buyers to buy a house, signed the purchase contract, the agreed circumstances, you can terminate the purchase contract and refund the refund. For example, if the quality of the house fails, the buyer can check out; if check-out is overdue for a certain period of time to check-out, or some of the developer’s promises can not be redeemed for check-out, and so on. When you get a loan successfully, all the formalities are done, but there are more serious problems on the developer side, such as the unqualified housing construction. Can you check out if you already have a loan? If you check out, what happens to your loan? What should you do with the insurance you buy for your home?