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互联网技术深入发展,金融领域多元化创新,人们消费观念转变,电子商务迅速发展。同时,基于电子商务的第三方支付迅速发展,平台数量增多,业务向纵深拓展。虽央行在日前出台了一系列政策,但由于相对零散等问题,第三方支付仍有许多风险需要法律监管及社会防范。本文在当前发展状况和研究成果的基础上对第三方支付的风险防范进行了详细的研究。
In-depth development of Internet technology, diversified innovation in the financial field, changes in consumer attitudes and the rapid development of e-commerce. At the same time, third-party payment based on e-commerce developed rapidly, the number of platforms increased, and the business expanded in depth. Although the Central Bank has introduced a series of policies recently, due to the relative fragmentation and other issues, there are still many risks for third-party payment that require legal supervision and social precautions. Based on the current development and the research results, this paper studies the risk prevention of third-party payment in detail.