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医疗保险基金是为保障居民基本医疗需求的基础上建立起来的,关乎百姓生活品质与切身利益,是我国社会保障体系的基本组成部分。完善医疗保险基金的财务管理对社会保障事业的可持续发展具有积极的意义。完善医疗保险基金的财务管理要建立在收支平衡的基础上,加强对医疗保险基金的预算管理,以保证医疗保险基金的安全平稳有效运行。本文通过对目前形势下的医疗保险基金管理现状与工作实际进行总结,探讨了医疗保险基金管理工作中存在的主要问题,并提出一定的解决对策。
The medical insurance fund is established on the basis of protecting the residents’ basic medical needs and relates to the quality of life and vital interests of the common people. It is an essential part of our social security system. Improving the financial management of medical insurance funds has a positive meaning for the sustainable development of social security undertakings. Improve the financial management of medical insurance funds should be based on the balance of payments, strengthen the budget management of medical insurance funds to ensure the safe and stable operation of the medical insurance fund. This article summarizes the status quo and the actual work of the medical insurance fund in the current situation, discusses the main problems in the management of the medical insurance fund, and puts forward some solutions.