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一年来,中国寿险业通过强化监管,推进结构调整,防范控制风险,增强可持续发展能力,实现了“防风险、调结构、稳增长”的目标。明年,寿险业要积极推进结构调整,把行业发展方向调整到长期储蓄和风险保障等保障类业务上来,确保保险行业不偏离正确的发展轨道,从源头上防范行业出现系统性风险。同时,寿险公司应坚持开拓创新的文化,大力推进渠道创新、产品创新、服务创新和管理创新。
In the past year, China’s life insurance industry has achieved its goal of “preventing risks, adjusting structure and steady growth” by strengthening supervision, promoting structural adjustment, guarding against risks and enhancing sustainable development. Next year, the life insurance industry should actively promote structural adjustment and adjust its development orientation to such long-term savings and risk protection businesses as guaranteeing that the insurance industry will not deviate from the correct development track and prevent the industry from being systematically at risk from the source. At the same time, life insurance companies should adhere to the pioneering and innovative culture and vigorously promote channel innovation, product innovation, service innovation and management innovation.