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【新闻背景】社会保险制度是我国社会保障体系中的重要组成部分。建国50多年来,我国基本上形成了以基本养老保险、失业保险、基本医疗保险、工伤保险和生育保险为主导的社会保险体系。我国现行的《宪法》第四十五条明确规定:“中华人民共和国公民在年老、疾病或者丧失劳动能力的情况下,有从国家和社会获得物质帮助的权利。国家发展为公民享受这些权利所需要的社会保险、社会救济和医疗卫生事业。”可见公民享受社会保险是宪法赋予公民的一项基本权利,它为社会保障提供了基本的法律依据,具有强制性。然而,我国目前的社会保障制度,主要是针对城乡居民设计的,
[Background] The social insurance system is an important part of China’s social security system. Over the past 50 years since its founding, China has basically formed a social insurance system dominated by basic endowment insurance, unemployment insurance, basic medical insurance, industrial injury insurance and maternity insurance. Article 45 of the current Constitution of the People’s Republic of China clearly stipulates: “People of the People’s Republic of China have the right to material assistance from the state and society in the event of old age, illness or incapacity to work. Social security and medical and health services required by the right. ”It can be seen that the enjoyment of social insurance by citizens is a basic right conferred on them by the Constitution and provides the basic legal basis for social security and is mandatory. However, the current social security system in our country is mainly designed for urban and rural residents,