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很多发达国家以及世界各地的工业化国家的人口都正在迅速老龄化。在东亚,养老抚养比率的增加速度尤为迅速,并且是许多国家的专家研究的一个主要影响因素,旨在改革其现有的公共退休金计划来使他们能更好地面对所面临的人口和经济方面的压力。在这篇文章中,我们带着疑问,名义账户制(以下简称NDC)是否有潜在的实用性,以及是否值得我们给予亚洲东部三国——韩国、中国、新加坡在NDC讨论中更多的关注。这些国家之所以被选中,是因为他们提供了一个环境,在这个环境中,可以对NDC模式的利弊与现在在亚洲东部应用或者执行更广泛的几种可替代模式相比较。我们疑惑对NDC模式的使用可以将目前存在的几种模式的哪个局限性充分显露出来。我们得出这样的结论:NDC模式能给中国提供更多的效用,并且为新加坡提供的效用是最少的。
The population of many developed countries and industrialized countries around the world is rapidly aging. In East Asia, the rate of old-age dependency has increased more rapidly and is a major factor in the study of experts in many countries, with the aim of reforming its existing public pension schemes so that they can face the population and Economic pressure. In this essay, we question whether the nominal account system (NDC) is potentially useful and whether it deserves more attention from the NDC discussions in the three East Asian countries - South Korea, China and Singapore. These countries were selected because they provide an environment in which the pros and cons of the NDC model can be compared with the broader alternative now applied or implemented in eastern Asia. We wonder if the use of the NDC model can fully reveal which of the several existing patterns exist. We conclude that the NDC model provides more utility to China and offers the least utility for Singapore.