质疑商业银行对借记卡收取年费

• 作 者: 曹焱
• 机 构: 浙江大学法学院,
• 出 处: 法制与经济
• 发表日期: 2004年06期
• 关键词: 借记 中国农业银行 格式合同 四大国有银行 合同义务 迟延履行 服务价格管理 刘大 违法所得 单位存款

一、缘起2004年3月18日,中国农业银行在各大营业厅及储蓄网点贴出公告,表示将对金穗储蓄卡收取每年10元的年费,并将于7月1日起在储户账户内扣除。其后,工行总行也发出公告,其中也包括将对灵通卡收取年费。此举一时在广大持卡人中引起强烈反响,有些地方发生了排队等候退卡现象。其实在此之前已有银行采取了公告并从借记卡账户中扣划费用的做法。湖南消费者刘大华就银行卡收费问题于2004年3月30日将中国农业银行湖南省分行告上

First, the origin March 18, 2004, Agricultural Bank of China in the major business offices and savings outlets posted a notice that it will receive a annual fee of 10 yuan Jinsui savings card annual fee, and will be July 1 in depositors Deducted in the account. Since then, the head office of ICBC has also issued a notice, which also includes the annual fee will be charged to Link cards. The move aroused strong repercussions among the majority of cardholders in some cases, waiting in line queued in some places. In fact, prior to this bank has taken notice and deducted from debit card account fees approach. Hunan consumer Liu Dahua bank card charges on March 30, 2004 will be the Agricultural Bank of China branch in Hunan reported