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与西方发达市场经济国家相比，我国的信用体系建设刚刚起步。在立足国情的基础上，学习西方国家的先进经验，构建我们自己的信用体系，是目前经济生活中最为迫切的现实之需。
Compared with developed market economy countries in our country, the building of China’s credit system has just started. On the basis of national conditions, studying the advanced experience of the western countries and building our own credit system are the most pressing realities in the current economic life.