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农业保险的职能由农业保险的本质特征决定,并体现其本质的特定要求。 1.农业保险的基本职能是经济补偿 农业保险作为一种经济补偿制度,组织经济补偿是其基本职能。组织经济补偿是发展农业保险事业的目的所在。农业保险的保险人将投保的农业生产单位和个人所交纳的保险费集中起来。建立农业保险基金,对因自然灾害、意外事故造成被保险人的经济损失,给
The role of agricultural insurance is determined by the essential characteristics of agricultural insurance and reflects its essential specific requirements. 1. The basic function of agricultural insurance is economic compensation Agricultural insurance as an economic compensation system, the organization of economic compensation is its basic function. Organizational economic compensation is the purpose of developing agricultural insurance. The insurer of agricultural insurance brings together the premiums paid by the insured agricultural production units and individuals. The establishment of agricultural insurance funds, due to natural disasters, accidents caused by the insured person’s economic losses, to