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改革开放以来,我国居民货币收入大幅增长,居民储蓄存款更是高速增长,1993年,在国家信贷收支中,城乡储蓄存款占各项存款的55.7%,占资金来源的37.8%,若加上有价证券、股票等,这一比例更高.根据国家信息中心的监测,1978—1992年居民货币收入年均增长速度为17.9%,较之同期GNP现价增速快3.3个百分点,居民货币收入占GNP比重由1978年的45.2%上升到1992年的67.4%,且这一比重除1986年一年属下降外,其余年份一直呈稳步上升态势.
Since the reform and opening up, the income of our country’s residents has been greatly increased. The savings deposits of the residents have also been growing rapidly. In 1993, in terms of national credit receipts and payments, urban and rural savings deposits accounted for 55.7% of all deposits and 37.8% of the total funds. Securities, stocks, etc. According to the monitoring by the State Information Center, the average annual growth rate of resident currency income from 1978 to 1992 was 17.9%, an acceleration of 3.3 percentage points from the current price of GNP during the same period. The monetary income of residents The proportion of GNP increased from 45.2% in 1978 to 67.4% in 1992, and this proportion has been steadily rising except for the year 1986.