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企业如何较好地利用银行结算工具,加速资金周转,达到“结算出资金、出效益”的目的呢?笔者认为应做好“三选一防”工作: 一是要选好开户银行。要选择一家信誉高、制度严、服务态度好的银行开户。多头开户造成资金分散,既不便管理,又会增加结算成本。对有长期业务户的企业,最好选择与业务户在同一系统的开户行、可以减少结算环节。不要怕制度硬、纪律严,这样的银行往往是结算快、素质高、有“三铁”传统,真正在结算上出资金、
How do companies better use bank settlement tools to accelerate capital turnover and achieve the purpose of “settlement of funds and profitability?” The author believes that the “three elections and one defense” should be done well: First, it is necessary to choose a good account. bank. To choose a bank with high reputation, strict system and good service attitude. The long opening of accounts will result in the decentralization of funds, which will neither facilitate management nor increase settlement costs. For enterprises with long-term business households, it is best to select an account opening bank in the same system as the business household, which can reduce the settlement process. Do not be afraid that the system is hard and the discipline is strict. Such banks tend to be fast-settling, high-quality, and have a “three-iron” tradition.