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(一) 健康保险,亦称疾病保险或医疗保险。目前国内外一些社会保险法规及有关保险学著作中,通常将医疗保险、疾病保险称为健康保险。所谓健康保险,是指投保人因罹患疾病或意外伤害所需诊断、医疗、药品及住院等费用,由保险方给付或补偿的保险。国外一些健康保险还包括对因疾病而不能工作所致收入的损失负责给付
(a) Health insurance, also known as sickness insurance or medical insurance. At present, some social insurance laws and related insurance works at home and abroad usually refer to medical insurance and sickness insurance as health insurance. The so-called health insurance refers to insurance that the insured pays or compensates for expenses such as diagnosis, medical treatment, medicine, and hospitalization required for the illness or accidental injury of the insured. Some health insurance abroad also includes the payment of the loss of income due to illness and inability to work.