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为稳步推进利率市场化改革 ,中国人民银行从 2 0 0 4年 1月 1日起扩大了金融机构贷款利率浮动区间。这一政策在实际执行中效果如何 ?存在哪些问题 ?我们对辖内国有商业银行和农村信用社进行了专题调查研究。积极意义 :为金融机构发挥资金效益提供了广阔空间 一、扩大了经营
In order to steadily push forward the market-based interest rate reform, the People’s Bank of China has expanded the floating range of lending rates of financial institutions since January 1, 2004. What is the effect of this policy in the actual implementation? What problems exist? We conducted a special investigation and study on the state-owned commercial banks and rural credit cooperatives under their jurisdiction. Positive Significance: Providing ample space for financial institutions to exert financial benefits. 1. Expanding operations