论文部分内容阅读
3月30日,中国人民银行、住建部、银监会三部委联合发布《关于个人住房贷款政策有关问题的通知》(下称《通知》),宣布将二套房首付比例降至四成。同时,《通知》还规定,对于使用公积金购买首套普通自住房,最低首付20%;拥有一套住房并已结清贷款的家庭,再次申请住房公积金购房,最低首付30%。此外,30日财政部、税务总局也联合出台新政,宣布二手房满2年交易免征营业税。新政规定,个人将购买不足2年的住房对外销售的,全额征收营业
On March 30, the People’s Bank of China, Ministry of Housing and Urban-Rural Development and China Banking Regulatory Commission jointly released the Notice on Relevant Issues concerning Individual Housing Loan Policy (the “Notice”) and announced that the down payment for the second home ownership will be reduced to 40%. At the same time, the “Notice” also provides for the use of provident fund to buy the first set of ordinary self-contained housing, a minimum down payment of 20%; have a home and have settled the loan family, once again apply for housing provident fund purchase, a minimum 30% down payment. In addition, the 30th Ministry of Finance, the State Administration of Taxation also jointly introduced the New Deal, announced the second-hand housing transaction free of business tax for 2 years. New Deal provides that individuals will purchase less than 2 years of housing sales, the full collection of business