论文部分内容阅读
在过去的5年里,投融资平台贷款取得了飞跃发展,其在政府投资项目的市场化运作和地方经济发展方面发挥了重大作用,有效推动了基础设施建设和城镇化发展进程。与此同时,其主要依靠地方财政收入作为还款来源的特点以及自身蕴含的各种风险也引起了越来越多的关注。本文结合农发行江西省上饶市分行经营的政府投融资平台贷款业务的操作与实践,对投融资平台贷款风险进行分析,提出风险防范对策。一、地方政府投融资平台贷款风险分
Over the past five years, the platform for lending and financing loans has made leaps and bounds. It has played a major role in the market-oriented operation of government investment projects and in the development of local economy, and effectively promoted the process of infrastructure construction and urbanization. At the same time, it has drawn more and more attention mainly due to the characteristics of local financial revenue as a source of repayment and various risks inherent in it. This paper combines the operation and practice of the government investment and financing platform loan business operated by the Agricultural Development Bank in Shangrao City, Jiangxi Province, and analyzes the risk of investment and financing platform loans, and puts forward risk prevention measures. First, the local government investment and financing platform loan risk points