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有人以为多投几份保,出事后就可以多获得几份赔偿,这是错误的。河北保定李某刚考取驾驶证就买了辆面的,因开车技术差,总担心出事故,便分别在两家保险公司投了保,指望一旦出事故获得双份赔偿。半年后, 李某果然出了事故。他在其中一家保险公司顺利获得理赔。当他兴冲冲去另一家保险公司索赔时,却吃了闭门羹,人家不赔。原来这家保险公司通过互联网了解到,他已经在另一家保险公司获得了赔偿,根据《保险法》有关规定,即使重复或多份投保,赔偿金额也不会超过投保车辆的保险价。投了双份保险,获得一份赔偿,李某觉得很亏,后悔上保险时没了解这些规定。
Some people think that if you cast a few more bills, you will get more compensation after the accident. This is wrong. Hebei Baoding Li Mougang driver’s license to buy a face to buy a face, because of poor driving skills, always worried about the accident, they were insured in the two insurance companies, expect an accident once the duplicate compensation. Six months later, Lee really got out of the accident. He successfully paid claims at one of the insurers. When he excitedly rushed to claim another insurance company, but ate the door, people do not lose. Originally, the insurance company learned through the Internet that he was already compensated by another insurance company. According to the relevant provisions of the Insurance Law, the compensation amount will not exceed the insured price of the insured vehicle even if repeated or more. Investment double insurance, get a compensation, Lee felt very deficient, regret on the insurance did not understand these provisions.