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一、我国保险制度中事故预防现状 目前我国的保险体系主要包括三大类保险,即社会保险、商业保险和互助保险。这三类保险在我国社会保险体系中各占有重要位置,相互不可取代。 1、我国工伤保险制度改革前的工伤预防 改革前,我国具有法律效力的工伤保险立法是1951年2月颁布,1953年1月修订的《中华人民共和国劳动保险条例》和实施细则。在这两项法规中,对工伤的认定、工伤治疗、工伤期间的收入保障及其因工伤致死的审定等,都做了相应的规定。但是。这一立法中有关工伤保险的只限于工伤发生后的鉴定与伤、残、亡的各项待遇标准,工伤保险是单纯消极的医疗
First, the status of accident prevention in China’s insurance system At present, China’s insurance system includes three categories of insurance, namely, social insurance, commercial insurance and mutual insurance. These three types of insurance occupy an important position in our social insurance system and can not be replaced by each other. 1. Before the Injury Prevention Reform of China’s Work Injury Insurance System Before the Reform of Work Injury Prevention, China’s work-related injury insurance legislation with legal effect was promulgated in February 1951 and amended in January 1953, “Regulations of the People’s Republic of China on Labor Insurance” and its implementing rules. In both statutes, the corresponding provisions have been made for the identification of work-related injuries, treatment of work-related injuries, income protection during work injury and the validation of deaths caused by work injuries. but. In this legislation, the related work injury insurance is limited to the identification after injury and the standard of treatment for injuries, disabilities and deaths. The work injury insurance is a purely passive medical treatment