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一、从企业角度一是农业小企业自身资金实力较弱,对金融机构的依赖性强。从农发行营销的中小企业来看,企业的自有流动资金普遍较紧,真正不依靠金融融资、依靠自身积累扩大再生产的企业极为有限。银行一旦抽回贷款,企业的经营就难以维持。二是农业小企业经营环境有待改善。三是农业小企业产品应变能力较弱。众多农业
First, from an enterprise perspective First, agricultural small enterprises own financial strength is weak, strong dependence on financial institutions. From the perspective of small and medium-sized enterprises that are marketed by ADBC, the self-owned liquidity of enterprises is generally tighter. There is only a very limited number of enterprises that depend on themselves for accumulating and remanufacturing without relying on financial financing. Once a bank withdraws a loan, the operation of the enterprise can hardly be maintained. Second, the operating environment for small agricultural enterprises needs to be improved. Third, agricultural small business product resilience is weak. Numerous agriculture