互联网金融对传统金融模式的影响

• 作 者: 戴佳尧
• 机 构: 长沙市南雅中学,
• 出 处: 环球市场信息导报
• 发表日期: 2017年38期

随着互联网技术的不断改革与金融行业信息化水平的发展,产生了互联网金融。互联网金融的出现无疑对我国传统金融模式产生了极大的挑战,现阶段互联网金融对人们的日常生活影响日益加深,因此,必须了解互联网金融的发展状态,并对传统金融模式的影响加以研究。本文主要阐述了互联网金融的主要形式,并分析了互联网金融的发展趋势以及互联网金融对传统金融模式产生的影响。

With the continuous reform of Internet technology and the development of information technology in the financial industry, Internet finance has emerged. The emergence of Internet finance undoubtedly poses a great challenge to China’s traditional financial model. At this stage, the impact of Internet finance on people’s daily life is deepening. Therefore, it is necessary to understand the development status of Internet finance and to study the impact of traditional financial models. This article mainly expounds the main forms of Internet finance, and analyzes the development trend of Internet finance and the impact of Internet finance on the traditional financial models.