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贾玉青是山西省昔阳县大寨村村民,今年春天,他为了买农机具火急火燎地赶到大寨信用社,申请贷款10000元。信贷员通过联社信贷咨询网络系统查询,发现他已经在乐平信用社贷款15000元,超过了农户小额信用贷款限额。为了不误农时,贾玉青只有按照大寨信用社的要求,提供100%的存单作为质押后,才得到购置农机具所需的款项10000元。
Jia Yuqing is a villager in Dazhai Village, Xiyang County, Shanxi Province. This spring, he rushed to Dazhai Credit Union to buy agricultural implements and applied for a loan of 10,000 yuan. The loan officer inquired through the affiliated credit consulting network system and found that he had already made a loan of 15,000 yuan at Leping Credit Cooperative, exceeding the limit of small-amount credit loans of farmers. In order not to misuse, Jia Yuqing only in accordance with the requirements of Dazhai Credit Cooperatives to provide 100% of the deposit as a pledge before they get the purchase of farm machinery needed 10,000 yuan.