论文部分内容阅读
进入2006年以来,多家银行推出新的个人房贷产品,一时间“固定房贷”、“双周供”、“接力贷”等新名词冲击着购房人的神经,用什么样的贷款方式供房成了一道新的选择题,多家商业银行还表示,它们正致力于进一步研发相关产品,使消费者拥有更多、更好的选择。在此,我们已经清楚地看到一个房贷多样化时代的到来,这是房地产经过调息、调控之后,金融房贷市场反应的结果,也是未来市场化发展的一个方向。
Since 2006, a number of banks have introduced new personal mortgage products. For a time, new terms such as “fixed mortgage”, “biweekly” and “relay loan” have impacted on the nerves of the buyers and used what Such a loan for housing has become a new multiple choice, many commercial banks also said they are committed to further research and development related products, so that consumers have more and better choices. Here, we have clearly seen the arrival of a mortgage diversification era. This is the result of the response of the real estate market after the interest rate adjustment and regulation of real estate. It is also a direction for the future market-oriented development.