论文部分内容阅读
本文选取了随州市曾都区洪山镇作为研究个案,经过调查结果统计整理后发现,农村的信贷资金需求量庞大,而需求的满足率却相当低。同时本文在分析了低满足率的原因后,对信贷资金的供给机构信用社和村镇银行做了对比,分析了村镇银行的优劣,并对汇丰村镇银行以后的发展作了若干建议。
This paper selects Hongshan Town, Zengdu District, Suizhou as a case study. After the survey results are statistically analyzed, it is found that there is a huge demand for credit funds in rural areas and the demand satisfaction rate is rather low. At the same time, after analyzing the reasons of low satisfaction rate, this paper compares the credit cooperatives of credit funds with rural banks, analyzes the advantages and disadvantages of rural banks, and makes some suggestions on the future development of HSBC rural banks.