论汽车保险与理赔中的问题与对策

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近年来,我国汽车产业发展迅速,汽车保险业雨后春笋般兴起.在汽车险理赔运行中高赔付率、理赔纠纷、汽车保险欺诈骗赔等问题日益突出,不仅损害了广大投保人或被保险人的合法权益,而且使得我国本来就不很成熟的车险市场更是雪上加霜.要从根本上解决我国汽车保险理赔中的问题,需要投保人或被保险人、保险公司、保险监管部门、保险行业协会以及整个社会的共同协作,形成一股巨大的合力.
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