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记者:王总,请您分析一下我行信贷资产质量的现状。您认为,造成不良贷款继续增长的原因有哪些?王总:截至1997年6月末,全行各类贷款折合人民币总余额为10175.03亿元,比年初增加59.32亿元,增长0.59%。其中,人民币贷款余额为5136.68亿元,比年初增加132.45亿元,增长2.65%;外汇贷款余额为607.44亿美元,比年初减少8.27亿美元,下降1.34%。与同业相比我行的人民币贷款余额较小,列第四位,占六家银行总额的9.6%;外汇贷款余额较大,列第一
Reporter: Mr. Wang, please analyze the status quo of the quality of credit assets in our bank. Wang: As of the end of June 1997, the total outstanding balance of various types of loans at the Bank amounted to 10,107,503 million yuan, an increase of 5,932 million yuan or 0.59% from the beginning of the year. Of this total, the balance of RMB loans was 513.668 billion yuan, an increase of 13.245 billion yuan or 2.65% from the beginning of the year. The balance of foreign currency loans was 60.744 billion U.S. dollars, a decrease of 827 million U.S. dollars or 1.34% over the beginning of the year. Compared with its peers, the Bank’s RMB loan balance was the fourth largest, accounting for 9.6% of the total. The outstanding balance of foreign exchange loans ranked the first