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随着黄冈市经济逐年快速增长,辖内银行业主要存贷比指标,难以适应地方经济快速增长需要。本文以黄冈市为例,探讨辖内银行业存贷比例现状,加以原因分析,以解决存贷比偏低问题。
With the rapid economic growth in Huanggang year by year, the main deposit-loan ratio targets of the banking industry are difficult to meet the needs of the rapid growth of the local economy. This paper takes Huanggang City as an example to explore the status quo of deposit and lending ratio in the banking sector under its jurisdiction and to analyze the reasons for the low loan-deposit ratio.