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当今的世界经济已经步入知识经济时代。以信息技术为先导的高新技术发展日新月异,信息化浪潮正向我们滚滚而来。有资料显示,科技进步对发达国家经济增长的贡献率已从20世纪50年代的50%提高到90年代中后期的70%～80%。发达国家的经济已实现了从工业化经济向信息化、服务化、知识化经济的转变。信息产业逐渐渗入传统产业,并对传统产业进行知识化和智能化的改造,从而加快了各国产业结构的调整与升级。随着中国经济的发展,也涌现出了一批高新技术企业。然而,由于这些企业的创立者多是民营企业家,加之高新技术企业风险较大,因而它们在资金融通上遇到了障碍。另一方面,由于消费需求不振、投资渠道狭窄等原因,大量资金找不到出路,流向银行储蓄,储蓄存款持续增加,至今已达近6万亿元人民币。如何加快发展我国的高新技术产业,从而推动我国经济持续发展,引导储蓄资金向投资资金转化,已经成为我们当前的一个重大课题。为求得这一问题尽快解决,除了继续加大国家投资力度之外,还要参考和借鉴发达国家的经验,为我所用,开拓新的投资渠道,引进民间投资机制,发展高新技术产业投资基金(在西方国家,一般称作创业投资基金或风险投资基金)。
Today’s world economy has entered the era of knowledge economy. With the rapid development of information technology as the leading high-tech development, the wave of information is coming to us. Statistics show that the contribution of technological progress to the economic growth in developed countries has risen from 50% in the 1950s to 70% to 80% in the mid-to-late 1990s. The economy of the developed countries has realized the transformation from an industrialized economy to an informationized, service-oriented and knowledge-based economy. The information industry has gradually infiltrated the traditional industries and made the knowledgeable and intelligent transformation of the traditional industries accelerated the readjustment and upgrading of the industrial structure in various countries. With the development of China’s economy, a number of high-tech enterprises have also emerged. However, since most of these founders are private entrepreneurs, as well as high-tech enterprises, they are at a risk of financial difficulties. On the other hand, due to sluggish consumer demand and narrow investment channels, a large amount of funds could not find a way out and flowed into bank savings. Savings deposits continued to increase, reaching nearly 6 trillion yuan. How to speed up the development of high-tech industries in our country so as to promote the sustained economic development in our country and guide the conversion of savings funds to investment funds has become an important issue for us at present. In order to solve this problem as soon as possible, in addition to continuing to increase investment in the country, we must also make reference to and learn from the experience of developed countries for what I use to open up new investment channels, introduce private investment mechanisms and develop high-tech industry investment funds (Commonly known as venture capital funds or venture capital funds in Western countries).