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今年早些时候，某企业准备投保企 业财产保险，并向多家中外保险公司发 出竞标通知书。 在竞标会上，该企业负责人要求各 家保险公司对所投保的标的报价，中资 保险公司在了解完企业基本资产情况 后，直接给出了费率：而前来竞标的外 资保险公司，运用“问卷+现场勘查” 相结合的方式，分别对该企业的人和物 进行风险评估，然后再决定保费。 面对两种不同的投标方式，该企业 的负责人不认同外资保险公司的这套“繁
Earlier this year, an enterprise was prepared to insure its property insurance and issued a bidding notice to a number of Chinese and foreign insurance companies. At the bidding meeting, the person in charge of the enterprise demanded that each insurance company quote the quoted price of the insured subject. The Chinese insurance company directly gave the rate after it learned about the basic assets of the enterprise: while the foreign insurance companies that bid for the bid, Using the combination of “questionnaire + on-site survey”, we conduct risk assessment on the people and property of the enterprise before deciding premiums. The face of two different bidding methods, the head of the business does not agree with the foreign insurance companies in this "complex