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1991年以来,中国农村社会养老保险制度经历了启动发展和整顿调整两个阶段。当前,中国农村社会养老保险制度面临筹资模式、基金风险、政府失信等诸多问题。面对以上问题,有必要深刻反思“好的初衷是否等于好的结果”、“政府与民众之间是一种什么样的博弈关系”、“政府与市场究竟是一种什么关系”。中国农村养老保障制度的走向是一个宏大而严肃的问题,农村亟需建立适合的社会养老保障体系;新的“农村养老保障试验”需要周密论证;世行“五支柱”养老保障模式值得借鉴。
Since 1991, China’s rural social endowment insurance system has undergone two phases of start-up and rectification. At present, China’s rural social endowment insurance system faces many problems such as fund raising mode, fund risk and government dishonesty. In the face of the above problems, it is necessary to deeply reflect on whether “a good original intention is equal to a good result”, “what kind of game relationship between the government and the public”, “what is the government and the market? relationship”. The orientation of China’s rural old-age security system is a grand and serious issue, and the rural areas urgently need to establish a suitable social old-age security system; new “rural old-age security test” needs careful argument; and the World Bank “Five Pillars” Model is worth learning.