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新的《汽车金融公司管理办法》(以下简称新《办法》)日前正式颁布实施。新《办法》对我国汽车金融公司的准入条件、业务范围和风险管理等作出较大修改和调整。新《办法》将原《办法》和《细则》合二为一,在准入资质上更强调汽车金融公司的专业性,新增“汽车金融公司出资人中,至少应有一名出资人具备五年以上丰富的汽车金融业务管理和风险控制经验。汽车金融公司的出资人如不具备前款规定的条件,至少应为汽车金融公司引进合格的专业管理团队”的规定。对非金融机构出资人的资产规模要求从原来的40亿元提高至80
The new “Measures for the Administration of Auto Finance Companies” (hereinafter referred to as the “Measures”) was formally promulgated and implemented a few days ago. The new “Measures” make great changes and adjustments to the conditions for the access of China’s auto finance companies, business scope and risk management. The new “Measures” will combine the original “Measures” and “Rules” into one, more emphasis on the professional qualifications of auto financing companies in the qualification of access, and the addition of “auto financing companies, at least one investor should have More than five years rich experience in auto finance business management and risk control. If auto finance companies donors do not have the conditions stipulated in the preceding paragraph, at least should introduce a qualified professional management team for auto finance companies. ” The size of the assets of non-financial institutions’ investors has been raised from 40 billion yuan to 80