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中国作为一个农业大国,农业在经济发展中所占比重很大,随着经济的不断深化发展,农业作为基础产业面临很大的风险。虽然农业保险在我国取得了很大的发展,但仍然存在着许多制约农业保险发展的因素,由于农业保险的特殊性,不能完全采用纯商业保险的方式。本文从政府、保险公司、保险市场等角度讨论农业保险发展的现状,分析存在的问题,并提出对策建议。
As a large agricultural country, agriculture accounts for a large proportion of economic development. As the economy deepens, agriculture as a basic industry faces great risks. Although agricultural insurance has made great progress in our country, there are still many factors restricting the development of agricultural insurance. Because of the particularity of agricultural insurance, we can not completely adopt the pure commercial insurance. This article discusses the status quo of agricultural insurance development from the perspectives of government, insurance companies and insurance markets, analyzes existing problems and puts forward countermeasures and suggestions.