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第一条保险对象:凡经公安部门批准,在工商行政管理部门登记的旅店、宾馆、大厦、酒店、招待所等住宿单位,均应以投宿旅客(以下称被保险人)为保险对象,向保险公司(以下称保险人)投保旅馆行业公众安全责任保险。第二条保险期限:自被保险人办妥住宿手续之时起,至被保险人办完退宿手续并按退宿手续规定可逗留在住宿单位的时间止,为保险有效期。第三条保险费与保险金额:保险费按住宿单位住宿营业额的1%计收。每个被保险人的人身意外伤害保险金额,附加医疗保险金额、行李物品损失保险金额根据住宿费标准分为不同档次(见下表)。保险金额的货币种类与投保人所交保险费的货币种类相同。
Article 1 Who should be insured: Hotels, buildings, hotels, guesthouses and other accommodation units registered with the administrative department for industry and commerce shall be insured by lodging travelers (hereinafter referred to as insured persons) with the approval of the public security department, The company (hereinafter referred to as the insurer) insures the hotel industry public safety liability insurance. Article 2 The term of insurance: from the moment when the insured person completes the accommodation procedure until the insured person completes the procedure of withdrawal and stays at the accommodation unit according to the procedures of withdrawal procedure, it is the period of insurance coverage. Third insurance premiums and insurance amount: insurance premiums by the accommodation unit accommodation turnover of 1%. The personal accident insurance amount, the additional medical insurance amount, and the baggage insurance amount for each insured person are divided into different grades based on the accommodation fee (see the table below). The currency of the insured amount is the same as the currency of the premium paid by the policyholder.