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财政贴息作为经济调控手段，是国家为体现产业宏观导向与激励作用所采取的扶持性优惠政策。财政贴息政策的运作，对于激活金融投资、带动社会及社会闲散资金投资上起到了“四两拨千斤”、推动地方经济发展的作用。但毋须韪言，当前财政贴息工作在实际操作中存在着一定弊端和问
Financial discount as a means of economic regulation and control is the supportive preferential policies adopted by the state in order to embody the macro-oriented and motivational role of the industry. The operation of the fiscal discount policy has played a significant role in activating financial investment and driving idle social and social investments and boosting the development of local economy. But needless to say, there are some shortcomings and problems in the actual operation of the current fiscal discount.