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来自人民银行的最新统计说明,金融机构的贷款结构发生了显著变化,消费信贷已经成为2000年金融机构增长最快的贷款品种,这一现象说明国人信用消费的时代正在悄悄来临。 银行更看重的是什么 信用消费时代来临的另一标志是:负债消费的观念正在为越来越多的人接受,以至出现了刻意为自己打造“个人信用形象”的现象。如自从上海个人联合征信制度出台以来,有的市民虽然并
The latest statistics from the People’s Bank of China show that the loan structure of financial institutions has undergone significant changes. The fact that consumer credit has become the fastest-growing type of loans for financial institutions in 2000 shows that the credit consumption age of people is quietly coming. Another sign that banks value more is that the advent of credit consumption era is another sign that the concept of debt consumption is being accepted by more and more people, and even the phenomenon of deliberately creating a “personal credit image” for itself appears. Since the introduction of the Shanghai personal credit reporting system, some citizens though