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一、企业直接融资的主要形式 1、内部集资。这是企业直接融资主流,包括抵押承包,如兴县商业局所属企业实行全员抵押承包后,中层以上领导每人交押金3000元,一般职工交押金2000元;带资入厂,如岚县在企业用人制度改革后,用人单位统一向新入厂工人收取300—500元押金;和福利性集资,其目的是提高职工收入,如山西钾盐厂,1992年向本厂职工集资,年息高达20％以上。
I. Main forms of direct financing by enterprises 1. Internal fundraising. This is the mainstream of corporate direct financing, including mortgage contracting. If the company affiliated to the Xing County Commercial Bureau implements a full-person mortgage contract, the middle-level and above leaders will pay a deposit of 3,000 yuan each, and the general staff will pay a deposit of 2,000 yuan; After the reform of the enterprise employment system, employers uniformly collected a deposit of 300-500 yuan from newly-entry workers; and welfare fund-raising, the purpose of which is to increase employee income, such as the Shanxi Potash Plant, which raised funds from employees of the factory in 1992, with an annual interest rate of up to More than 20%.