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人的一生,从经济独立开始,就要进行有计划的理财。根据人生各个阶段的不同生活状况,我们如何在有效规避理财风险的同时,做好人生各个时期的理财计划呢?单身期(参加工作到结婚前:2～5年)理财重点:该时期要为未来家庭积累资金,理财重点是要努力工作,打好基础。也可拿出部分储蓄进行高风险投资,目的是学习投资经验。另外,由于此时负担较轻,年轻人的保费又相对较低,可为自己买点人寿保险,减少因意外导致收入减少或负担加重。
Human life, from economic independence, we must conduct a planned financial management. According to different stages of life, different living conditions, how we effectively avoid the risk of financial management, while doing a good job in various periods of life financial planning? Single (to work before marriage: 2 ~ 5 years) Financial focus: the period to be The future family accumulation of funds, financial management focus is to work hard and lay a solid foundation. You can also come up with some savings for high-risk investment, the purpose is to learn investment experience. In addition, since the burden is relatively light at this time, the premiums of young people are relatively low. They can buy life insurance for themselves and reduce the loss or burden of income caused by accidents.