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出口信用保险是为企业扩大出口提供风险保障的政策性支持手段之一,有利于企业采用灵活的贸易支付方式,能够为企业创造更加安全的出口环境,为企业扩大出口保驾护航。与发达国家的出口信用保险相比,我国出口信用保险制度起步较晚,出口信用保险额占我国一般贸易出口额的比重仍然很低。本文介绍了出口信用保险的基本概述,随后阐述了我国出口信用保险的现状及其存在的问题,最后提出了一些关于完善我国出口信用保险体系的建议,希望能够力促我国出口信用保险的发展,进一步促进我国出口贸易的发展,进而提升我国的核心竞争力。
Export credit insurance is one of the policy support measures for enterprises to provide risk protection for export expansion, which helps enterprises to adopt flexible trade payment methods, create safer export environment for enterprises and escalate their exports. Compared with developed countries’ export credit insurance, China’s export credit insurance system started relatively late, and the proportion of export credit insurance accounts for China’s general trade export is still very low. This article introduces the basic outline of export credit insurance, and then elaborates the current situation and problems of China’s export credit insurance. Finally, some suggestions on improving China’s export credit insurance system are put forward, hoping to urge the development of export credit insurance in our country further Promote the development of China’s export trade and further enhance China’s core competitiveness.