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美国的住宅抵押市场及其运作高鸿民一、美国住宅抵押市场的构成及其运作美国的住宅抵押市场主要由初级抵押贷款市场、二级市场和住宅抵押保险市场所构成。１．初级抵押贷款市场。它是美国住宅抵押市场的基础，目前在美国各商业银行的主要贷款中，住房抵押贷款占２０％左右...
Residential Mortgage Market in the United States and Its Operation Gao Hongmin I. Composition and Operation of the U.S. Residential Mortgage Market The residential mortgage market in the United States consists mainly of primary mortgage loan market, secondary market and residential mortgage insurance market. 1. Primary mortgage market. It is the basis of the U.S. residential mortgage market, and currently around 20% of all major commercial bank loans in the United States ...