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近年来,随着国民经济的发展,我公司的物资经营项目和经营量不断增加,资金流量也大幅度增长。特别是四个直属的近郊木材经营处,它们的业务总量占全公司的75％左右,对资金的需求量最大。这四个单位有的向银行借有大量的贷款,有的则在银行存有大量的存款,从公司角度来看,形成存贷两头大的局面。1981年初,我公司银行存款余额为532万元,贷款为2.475万元。为了改变存贷两头大的情况,减少贷款利息,我们从1981年4月份开始,在这四个经营处实行贷款统一办理,资金统一调度的办法。具体的做法是:(1)分别核定这四个单位每天的银行存款限
In recent years, with the development of the national economy, our company’s material management projects and business volume have continuously increased, and the flow of funds has also increased significantly. In particular, the four suburban suburban timber operations offices have a total business volume of about 75% of the company, and they have the highest demand for funds. Some of these four units have borrowed a large number of loans from banks, while others have a large amount of deposits in banks. From the company’s point of view, they have created two major deposits and loans. At the beginning of 1981, our company had a bank deposit balance of 5.32 million yuan and a loan of 24,750,000 yuan. In order to change the situation of large deposits and loans and reduce the interest on loans, we started in April 1981 and implemented unified loan handling and unified funding arrangements at these four business offices. The specific approach is: (1) To verify the bank deposit limits for these four units each day