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当前我国股权众筹市场还处于厚积薄发的阶段,仍需监管的细化与时间的沉淀来释放出股权众筹的真正潜力。在今年两会上,“互联网金融”再次出现在政府工作报告中。不过与以往鼓励互联网金融发展的基调不同,今年报告中强调要警惕“互联网金融风险”。政策转向的背后,不仅是监管层对其态度的转变,更是由于互联网金融行业在近几年蓬勃发展的同时出现了不少问题。比如,去年一直引人关注的P2P问题平台跑路事件、“校园贷”变高利贷事件以及影子银行问题等,而在第三方支付领
At present, China’s equity crowdfunding market is still in a phase of excessive accumulation of funds and still needs the refinement of regulation and the settling of time to release the real potential of crowdfunding. At this year’s two sessions, “Internet Finance” appeared again in the government work report. However, different from the keynote that encouraged the development of Internet finance in the past, this year’s report emphasizes vigilance on “Internet financial risks”. Behind the policy shift, not only is the regulators changing their attitude, but also because of the flourishing development of the Internet finance industry in the past few years, there have been many problems. For example, last year has been attracting attention on P2P platform platform incidents, “campus loans ” loan sharks and shadow banking issues, while the third-party payment collar