“封闭”贷款出奇效——唐山市物资回收总公司构筑新型银企关系

• 作 者: 王汉银 李向富
• 机 构: 唐山市供销社,唐山市供销社
• 出 处: 合作经济与科技
• 发表日期: 2000年10期
• 关键词: 物资回收 唐山市 银企关系 审批贷款 贷款单位 农业银行 贷款要求 市场经济体制 银行债务 封闭管理

唐山市农业银行与唐山市物资回收总公司采取“封闭贷款”新举措,即贷款“封闭运行、封闭管理、封闭使用”,构筑了市场经济体制下的新型银企关系。 封闭贷款要求贷款单位向总公司递交申请,总公司将签批后的贷款申请报市社审批,然后报送农行第一营业部审批贷款。申贷手续由各单位财务经办,并建立

Tangshan Agricultural Bank and Tangshan Materials Recycling Corporation took the new initiative of “Closed Loan”, namely, the loan was “closed-loop operation, closed-door management and closed-end use” and established a new type of bank-enterprise relationship under the market economy system. Closed loans require the lender to submit an application to the head office. The head office will apply for approval of the loan application after the approval and submit it to the First Sales Department of Agricultural Bank of China for approval of the loan. Procedures for the application for loans by the units finance and set up