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中长期贷款的管理应从实际出发,充分反映自身特点,全国系统不应搞单一的模式。农发行在对中长期贷款项目提供信贷支持时,首先应对所支持的项目进行前期调查,根据情况判断项目自身是否具有经营性收益和现金流,确定其受益对象范围,然后依据实际情况采取不同的运作模式。在此基础上,按照中长期贷款特点和贷款管理“三性”要求,构建在制度、机制、方法和技术上完善的风险防控体系。中长期贷款的管理应从实际出发,充分反映自身特点,全国系统不应搞单一的模式。农发行在对中长期贷款项目提供信贷支持时,首先应对所支持的项目进行前期调查,根据情况判断项目自身是否具有经营性收益和现金流,确定其受益对象范围,然后依据实际情况采取不同的运作模式。在此基础上,按照中长期贷款特点和贷款管理“三性”要求,构建在制度、机制、方法和技术上完善的风险防控体系。
The management of medium and long-term loans should proceed from reality and fully reflect its own characteristics. The national system should not engage in a single model. When providing credit support for long-term and medium-term loan projects, the Agricultural Development Bank should first conduct a preliminary investigation of the projects it supports and determine whether the project itself has operating profit and cash flow according to the circumstances and determine the scope of its beneficiaries and then take different measures depending on the actual situation Mode of operation. On this basis, in accordance with the characteristics of medium and long-term loans and loan management “three ” “three ” requirements, to build the risk prevention and control system in the system, mechanism, method and technology. The management of medium and long-term loans should proceed from reality and fully reflect its own characteristics. The national system should not engage in a single model. When providing credit support for long-term and medium-term loan projects, the Agricultural Development Bank should first conduct a preliminary investigation of the projects it supports and determine whether the project itself has operating profit and cash flow according to the circumstances and determine the scope of its beneficiaries and then take different measures depending on the actual situation Mode of operation. On this basis, in accordance with the characteristics of medium and long-term loans and loan management “three ” “three ” requirements, to build the risk prevention and control system in the system, mechanism, method and technology.