论文部分内容阅读
三大银行法全国人大常委会2003年12月27日通过了《中国人民银行法》和《商业银行法》的修改决定,通过了《银行业监督管理法》。点评:三大银行法的出台,中国金融业改革成果获法律肯定,标志着中国金融法制建设取得了重大进展。三大银行法的修改和制定,所遵循的原则是从法律上分清中国人民银行和银监会的职责,为这两个机构依法行政提供法律依据,同时为银行业的进一步发展留下空间。《银行业监督管理法》、《中国人民银行法》和《商业银行法》三部法律相互联系,相互补充,构成中国银行业法律体系的三部基本大法。
The three major banking laws The NPC Standing Committee adopted the “People’s Bank of China Law” and the “Commercial Bank Law” on Dec. 27, 2003, and passed the Banking Supervision and Management Law. Comments: The promulgation of the three banking laws and the positive recognition of the achievements in the reform of China’s financial sector have marked the significant progress made in building China’s financial legal system. The revision and formulation of the three major banking laws follow the principle of separating the functions of the PBC and the CBRC from the law and providing the legal basis for these two institutions to administer their affairs according to law while leaving room for the further development of the banking industry. The three laws of the Banking Supervision and Management Law, the Law of the People’s Bank of China and the Law on Commercial Banks are interrelated and complementary to form the three basic laws governing the legal system of banking in China.