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自去年以来,民间借贷市场的“异军突起”让各家商业银行普遍感受到了经营压力。各类投资公司、贷款公司凭借自身灵活的管理体制和迅捷的服务效率已经占据了一部分市场,并成为今后银行在业务营销上的重要对手。与此同时,城区的一些民间公司又推出了具备缴费功能的消费卡业务,正式抢滩银行的中间业务,这预示着双方“过招”的又一个新战
Since last year, the “sudden emergence” of the private lending market has made commercial banks feel the general pressure of operation. All kinds of investment companies and loan companies have occupied part of the market by virtue of their flexible management system and quick service efficiency, and have become important competitors in the business marketing of banks in the future. In the meantime, some private companies in the urban area launched the consumer card service with payment function, formally seizing the intermediary business of the bank, which indicates another new battle between the two parties