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出口货物运输保险在我国的涉外保险业务中占据相当的比重。由于从卖方到买方的运输过程中面临着各种自然灾害和意外事故所带来的风险,因此能否及时给予被保险人经济补偿,关系到货运险的承保数量。为了使保险单持有人在遭到保险责任范围内的损失后能及时获得补偿,保险人在世界主要港口和城市都委请了检验理赔代理人。这对于及时、准确地处理赔案,扩大保险人的影响,巩固保险公司已拥有的国内市场和扩展海外市场。在贸易中多采用CIF条款,对非贸易类创汇意义可渭深远。
Export cargo transportation insurance occupies a considerable proportion of the foreign-related insurance business in our country. Due to the various natural disasters and accidents caused by the transportation from seller to buyer, whether the economic compensation can be given to the insured in time is related to the underwriting of cargo insurance. In order to enable insurance policy holders to be covered within the scope of the insurance liability in time to obtain compensation, the insurer in the world’s major ports and cities have commissioned a test claim agents. This is a timely and accurate handling of claims, expanding the insurer’s influence, consolidating the insurance companies already have the domestic market and expanding overseas markets. In the trade more use of CIF terms, the meaning of non-trade income may be far-reaching.