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众所周知,国家的专项扶贫贷款具有政策性、让利性和扶助性等特点,是国家扶持贫济的一种可行方式。但是,由于受各种环境的影响,目前很多地区在该项贷款的使用中不同程度地存在着以下一些问题,扶贫贷款的效益较低。1、重放轻管。主要表现在农委、扶贫办等管项目落实,农行管资金的发放与收回。前者行使行政管理,偏重项目的论证,对其视为政策性任务;后者注重项目的筛选与资金配套,对项目决策及资金使用权不
As we all know, the special poverty alleviation loans of our country are characterized by policies, profitability and supportiveness, and are a feasible way for the state to support the poor. However, due to various environmental influences, in many areas, the following problems exist in the use of this loan to varying degrees at present, and the benefits of poverty alleviation loans are low. 1, replay light tube. Mainly in the Agriculture Commission, Poverty Alleviation Office and other projects to be implemented, the issuance and recovery of ABC management funds. The former exercise of administrative management, emphasis on the argument of the project, regard it as a policy task; the latter focus on project selection and funding, the project decision-making and the right to use funds