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伴随着我国人口老龄化形势日益严峻,加快推动健康服务与养老服务融合发展,既是提高广大人民群众医疗和养老水平的需要,也是打造新的经济增长点、培育新的消费需求的需要。本文重点研究国家开发银行作为兼具准财政性与市场性的开发性金融机构,如何在推动我国健康服务与养老服务融合发展方面有所作为。从我国国情来看,国家开发银行应在增加健康养老服务供给与提高老年人有效需求能力方面双管齐下。从供给端来看,国家开发银行应重点支持推广“医养结合”形式的服务,支持探索健康养老社区建设。从需求端来看,应重点支持老年长期护理保险制度的建立。
With the aging of population in China becoming more and more serious, accelerating the integration of health services and aged care services is not only necessary for raising the level of medical care and pensions for the broad masses of the people, but also for building new economic growth points and fostering new consumer needs. This article focuses on how China Development Bank, as a developing financial institution that is both financially and market-based, can make a difference in promoting the integration of health services and pension services in China. Judging from China’s national conditions, the China Development Bank should make a two-pronged approach to increasing the supply of health care services and enhancing the effective demand of the elderly. From the supply side, China Development Bank should give priority to supporting the promotion of services in the form of “medical combination” and support the exploration of building a healthy retirement community. From the demand side, should focus on supporting the establishment of the elderly long-term care insurance system.