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国外信用发展的经验表明,人均 GDP1000美元以下,信用建设处于混沌不堪的状态,而人均 GDP达到1000—4500美元,信用建设处在萌芽状态,4500美元以上,信用经济的发展就会出现一个飞跃。从现的条件来看,中国信用建设应该“起飞”了。然而,众多的政府部门及追随者使角逐力量呈现多元化,信用体系建设也变得眼花缭乱起来。
The experience of foreign credit development shows that when the per capita GDP is below US $ 1,000, credit construction is in chaos and the per capita GDP reaches 1000-4500 U.S. dollars. With the credit building office at a budding state of over 4,500 U.S. dollars, the credit economy will have a leap forward. From the current conditions, China’s credit construction should take off ". However, a large number of government departments and their followers diversified their competitive power and the construction of the credit system dazzled them.