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为满足新农村建设中普遍存在的农民购、建房信贷资金需求,2006年,江西省委农工部、省新村办和省联社在赣州市辖内率先开展了农民住房贷款的试点工作。至今年7月末,赣州市农信社累计发放农民住房贷款43195万元,余额达35736万元,累计支持了25095户农民购建新房,破解了农民建房资金不足的难题,开创了新时期全国农民住房贷款业务的先河。实践证明:因地制宜开展农民住房贷款业务是一项地方政府欢迎、
In order to meet the peasants’ need for purchasing and building credit funds that prevailed in the construction of new rural areas, in 2006, the pilot projects of peasant housing loans were first carried out by the Ministry of Agriculture, Forestry, Science and Technology of Jiangxi Province, the Xincun Office and the Provincial Associations in Ganzhou. By the end of July this year, Ganzhou RCCs issued 43195 ten thousand yuan of loans for peasant housing with the balance of 357.36 million yuan, accumulatively supporting the purchase of new houses by 25095 peasants and solved the problem of lack of capital for building peasants and created a new national era Peasant housing loan business precedent. Practice has proved that: Local conditions to carry out peasant housing loan business is a local government welcome,